Why do I need a Vehicle Service Contract (VSC)?

If you did not buy an extended auto warranty during your initial purchase, a Vehicle Service Contract can offer peace of mind and several other benefits to car owners. Knowing that many of your repair costs will be covered can ease any tension about owning a car. Similarly, unexpected repair costs are minimized because of coverage – making it more affordable to own and maintain a vehicle.
Your vehicle is a big investment and the longer it stays in great working condition, the more value you get from your investment. Vehicle Service Contracts are designed to protect your investment by keeping your vehicle in good, drivable shape without you having to incur extra, unexpected repair costs that you might otherwise have difficulty paying.
Considering that the average hourly rate for mechanic labor is over $100 an hour, labor alone can be a smart reason to have a Vehicle Service Contract. When you also consider how expensive parts and systems can be to fix, the value for Vehicle Service Contracts becomes that much stronger.
Without a vehicle service contract, you would probably just ignore a broken power window rather than paying $300 or $400 to fix it. Hence, a vehicle service contract also provides the benefit that you can get problems fixed immediately rather than living with a less than perfectly operational vehicle.